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Ramadan 2025 – 1446

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Values of Our Islamic Charity Based on Asma ul Husna

Our mission is to serve Allah and His creation with love, compassion, justice, and generosity. In this article, I want to share with you how we arrange the values of our Islamic charity based on Asma ul Husna, the 99 beautiful names of Allah.

What is Asma ul Husna?
Asma ul Husna is a term that refers to the 99 beautiful names of Allah, the Creator and Sustainer of the universe. These names are not just arbitrary titles, but they reflect the attributes and qualities of Allah that He has revealed to His creation through His words and actions. By learning and understanding these names, we can get to know Allah better and worship Him in the best way possible.

How do we arrange our values based on Asma ul Husna?
As a Muslim charity organization, we strive to follow the example of Allah and His Messenger (peace be upon him) in everything we do. We believe that by aligning our values with Asma ul Husna, we can achieve excellence in our work and please Allah with our deeds. Some of the values that we prioritize based on Asma ul Husna are:

  • Justice: We value justice because Allah is Al-‘Adl, The Utterly Just. He does not wrong anyone or anything in His creation. He commands us to be just and fair in our dealings with others, especially with those who are oppressed and needy. He says in the Quran:

O you who have believed, be persistently standing firm in justice, witnesses for Allah , even if it be against yourselves or parents and relatives. Whether one is rich or poor, Allah is more worthy of both. So follow not [personal] inclination, lest you not be just. And if you distort [your testimony] or refuse [to give it], then indeed Allah is ever, with what you do, Acquainted. (Quran 4:135)

Indeed, Allah orders justice and good conduct and giving to relatives and forbids immorality and bad conduct and oppression. He admonishes you that perhaps you will be reminded. (Quran 16:90)

Therefore, we seek to uphold justice in our charity work by being transparent, accountable, and fair in our operations. We do not discriminate or favor anyone based on their race, gender, nationality, or religion. We treat everyone with dignity and respect.

  • Trustworthiness: We value trustworthiness because Allah is Al-Haqq, The Truth. He is the source of all truth and He never breaks His promises. He says in the Quran:

And who is more truthful than Allah in statement? (Quran 4:87)

Indeed, those who have believed then disbelieved, then believed then disbelieved then increased in disbelief – never will Allah forgive them nor will He guide them to a way. Give tidings to the hypocrites that there is for them a painful punishment – Those who take disbelievers as allies instead of believers . Do they seek with them honor [through power]? But indeed honor belongs to Allah entirely . (Quran 4:137-139)

Therefore, we seek to be trustworthy in our charity work by being honest, reliable, and faithful in our words and actions. We do not lie or cheat or betray anyone’s trust. We fulfill our commitments and obligations.

  • Forgiveness: We value forgiveness because Allah is Al-Ghaffar, The All- and Oft-Forgiving. He is the most merciful and compassionate, and He forgives all sins except shirk (associating partners with Him). He says in the Quran:

Say, “O My servants who have transgressed against themselves [by sinning], do not despair of the mercy of Allah . Indeed, Allah forgives all sins. Indeed, it is He who is the Forgiving, the Merciful.” (Quran 39:53)

And whoever does a wrong or wrongs himself but then seeks forgiveness of Allah will find Allah Forgiving and Merciful. (Quran 4:110)

Therefore, we seek to be forgiving in our charity work by being tolerant, patient, and kind to others. We do not hold grudges or seek revenge. We pardon and overlook the faults and mistakes of others.

These are just some of the values that we base on Asma ul Husna. There are many more values that we can learn from the names of Allah, such as generosity, gratitude, wisdom, humility, etc. By applying these values in our charity work, we hope to attain the pleasure and reward of Allah in this life and the next.

How can you join us in our Islamic charity work?
If you are interested in joining us in our Islamic charity work, we would love to have you as a part of our team. You can contact us through our website. You can also follow us on our social media platforms to stay updated on our latest projects and activities. We welcome any kind of support from you, whether it is financial, material, or moral. We also appreciate your prayers and du’as for us and for those whom we serve.

We hope that this article has inspired you to learn more about Asma ul Husna and to apply them in your life. May Allah bless you and guide you to the right path. Ameen.

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Practicing Islamic Niyyah

The practice of niyyah in Islam is a crucial aspect of our faith. Niyyah is the act of intention, and it is believed that our intentions shape our actions and our destiny. As Muslims, it is important to make niyyah before performing any act, be it a small task or a major undertaking.

Niyyah is an Arabic word that means intention, purpose, or motive. It is a key concept in Islam, as it determines the validity and reward of one’s actions. According to Islamic teachings, one should have a sincere and pure niyyah for every act of worship, such as prayer, fasting, charity, pilgrimage, etc. One should also have a good niyyah for every worldly action, such as work, study, family, etc., and seek the pleasure of Allah (SWT) in everything they do. Niyyah is not only a verbal declaration, but also a state of mind and heart that reflects one’s faith and commitment to Islam.

Practicing Islamic niyyah means to constantly renew and purify one’s intention for the sake of Allah (SWT), and to align one’s actions with the guidance of the Quran and the Sunnah of Prophet Muhammad (PBUH). Practicing Islamic niyyah helps one to avoid hypocrisy, arrogance, ostentation, and other negative traits that can corrupt one’s deeds. Practicing Islamic niyyah also helps one to achieve excellence, sincerity, gratitude, and humility in one’s life. Practicing Islamic niyyah is a way of worshiping Allah (SWT) with one’s heart and mind, as well as one’s body and soul.

What are Payment Niyyah?
Payment Niyyah(intentions) are the specific purposes or causes that our donors choose or specify when they make their payments to us. Payment intentions can be general or specific, depending on the donor’s preference. For example, a donor can make a general payment intention for any charitable cause that we support, such as education, health, water, food, etc. Or, a donor can make a specific payment intention for a particular project, program, or country that we work in, such as building a school in Pakistan, providing medical aid in Yemen, digging a well in Somalia, etc.
By making a payment intention, our donors express their niyyah for their donation and seek the pleasure of Allah (SWT) in their action. By following their payment intention, we respect their niyyah and seek the pleasure of Allah (SWT) in our action.

How We Follow the Payment Intentions of Our Donors?
We follow the payment intentions of our donors by using a transparent and accountable system that ensures that every payment is spent according to its intended purpose or cause. We use the following steps to follow the payment intentions of our donors:

  • We record the payments and their payment intentions in our database and issue receipts or acknowledgments to our donors.
  • We allocate the payments according to their payment intentions to different categories or accounts that correspond to different purposes or causes that we support.
  • We monitor and track the spending of the payments according to their categories or accounts and ensure that they are used for their intended purposes or causes only.
  • We audit and verify the spending of the payments according to their categories or accounts and ensure that they are compliant with the Islamic principles and rules of finance.
  • We report and communicate the spending of the payments according to their categories or accounts to our donors and stakeholders through various channels, such as website, social media, etc.
  • We evaluate and measure the impact and outcome of the spending of the payments according to their categories or accounts on the beneficiaries and society.

Why We Follow the Payment Intentions of Our Donors?
We follow the payment intentions of our donors because we believe that it is our duty and responsibility as an Islamic charity institute to do so. We follow the payment intentions of our donors because:

  • It is a way of fulfilling our trust (amanah) with our donors who entrust us with their donations and contributions.
  • It is a way of respecting their wishes and preferences regarding how they want their donations and contributions to be spent.
  • It is a way of honoring their niyyah (intention) for their donations and contributions and seeking the pleasure of Allah (SWT) in their action.
  • It is a way of ensuring that their donations and contributions are spent in a halal (permissible) and effective manner that benefits the needy and the oppressed in the world.
  • It is a way of increasing their confidence and satisfaction with our work and services and encouraging them to continue supporting us in the future.

We at the Islamic charity institute, all our efforts are to carefully follow all the payment intentions of our donors and spend their payments according to their intentions. We do this because we value their trust and confidence in us, we respect their wishes and preferences regarding how they want their payments to be spent, we honor their niyyah (intention) for their payments and seek the pleasure of Allah (SWT) in their action, we ensure that their payments are spent in a halal (permissible) and effective manner that benefits the needy and the oppressed in the world, and we increase their confidence and satisfaction with our work and services and encourage them to continue supporting us in the future. May Allah (SWT) reward our donors and us for our efforts and accept our deeds. Ameen.

Ibadah / Acts of WorshipReligionReportWhat We Do

Why Do We Have a 100% Payment Policy?

How to Spend Zakat and Khums Money in Islam

Zakat and khums are two obligatory forms of charity in Islam that are meant to help the poor and sustain religious institutions at a grassroots level. However, spending zakat and khums money is not allowed in Islam, except for the cases that have been generally permitted by the authorities of Islamic law (taqlid). In this article, we will explain the meaning, purpose and rules of zakat and khums, and how to spend them in a lawful (halal) way.

What is Zakat?

Zakat means “to purify wealth” by giving a compulsory and regular donation to good causes. It is the third pillar of Sunni Islam and the third of the Ten Obligatory Acts of Shi’a Islam. Muslims see wealth as ultimately belonging to Allah, and giving zakat helps to make people more equal. Helping one another is also seen as helping Allah. Zakat donations help Muslims to purify their souls by not being greedy. It is said that the giver of the money will receive a “hundred-fold” back in the afterlife.

Zakat is calculated based on the wealth and income of all Muslims, after they have paid for what is necessary to support themselves and their families. The rate is 2.5 per cent of a Muslim’s wealth, for monetary wealth. There are complex methods of calculating zakat for other types of wealth, such as livestock, crops, gold, silver, etc.

To be obliged to give zakat, an individual must have a certain amount of wealth or savings (after essential living costs). This is called a nisab. The nisab ensures that people who are themselves poor do not suffer hardship in order to give zakat.

The Qur’an (Surah 9:60) reminds Muslims that Allah is all-knowing and all-wise and that he expects Muslims to observe zakat, which can only be used in the following ways:

“Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the [stranded] traveler – an obligation [imposed] by Allah . And Allah is Knowing and Wise.”

  • to help the poor and the needy
  • to attract people to convert to Islam and to help new converts
  • to free enslaved people
  • to help people in debt
  • to help needy travellers

What is Khums?

Khums means “a fifth” (or 20 per cent) in Arabic. It is the sixth of the Ten Obligatory Acts of Shi’a Islam. This tax is paid on any profit earned by Shi’a Muslims. Shi’a Muslims pay this tax because the Qur’an says:

> “And know that anything you obtain of war booty – then indeed, for Allah is one fifth of it and for the Messenger and for [his] near relatives and the orphans, the needy, and the [stranded] traveler, if you have believed in Allah and in that which We sent down to Our Servant on the day of criterion – the day when the two armies met. And Allah , over all things, is competent.” (Surah 8:41).

The money is split between charities that support Islamic education and anyone who is descended from Islamic prophet Muhammad who is in need.

The scope of khums tax includes spoils of war, objects obtained from the sea (al-ghaws), treasure (al-kanz), mineral resources (al-ma’adin), business profits (arbaah al-makaasib), lawful (al-halaal) gain which has become mixed with unlawful (al-haraam), and the sale of land to a non-Muslim (dhimmi).

How to Spend Zakat and Khums Money?

Spending zakat and khums money is forbidden (haram) in Islam, except for the cases that have been generally allowed by taqlid authorities. Taqlid means following the rulings of a qualified scholar (mujtahid) who has derived them from the primary sources of Islamic law: the Qur’an and the Sunnah (the teachings and practices of Muhammad).

According to most taqlid authorities, zakat and khums money can only be spent on the categories mentioned in the Qur’an or on similar causes that serve the same purpose. For example, some scholars allow spending zakat on building mosques, schools or hospitals, as long as they benefit the poor and needy.

One of the principles that taqlid authorities follow is that zakat and khums money should not be wasted or misused. They should be spent wisely and efficiently, with transparency and accountability. They should also be spent as soon as possible, without delay or accumulation.

Why Do We Have a 100% Payment Policy?

As an Islamic charity institution, we have a 100% payment policy for our donors. This means that we do not deduct any administrative or operational costs from your donations Because we are fully aware that spending it in other cases is Haram(forbidden). We cover these costs from other sources, such as money that we receive from our trustees and staff, or from other donations that are not zakat or khums(obligatory payments in Islam).

We have this policy because we want to ensure that your donations reach the intended beneficiaries in full and without any reduction. We also want to respect the sanctity and purity of your zakat and khums money, which are meant to be spent only on the categories specified by Allah and his Messenger.

We hope that this policy will encourage you to donate more generously and confidently, knowing that your donations will make a difference in the lives of the poor and needy. We also hope that this policy will increase your trust and satisfaction in our work and services.

We thank you for your support and cooperation. May Allah bless you and reward you for your generosity.

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Sustainable Zakat

Transforming Lives Through Sustainable Zakat
The Islamic faith is rooted in principles that promote peace, compassion, and generosity. At the heart of these principles lies Zakat, a divine obligation for Muslims, serving as a means to purify one’s wealth by distributing a portion of it to those less fortunate. Our Islamic charity embarks on a unique journey to revolutionize the concept of Zakat through our Sustainable Zakat Program.

Harnessing the Power of Green Initiatives
Imagine a world where our collective contributions don’t just provide immediate relief, but also lay the groundwork for lasting change. That’s the vision we’re driving towards with our Sustainable Zakat Program. As we strive to improve the lives of the underprivileged, we understand the need for robust, sustainable solutions that can withstand the test of time. Therefore, we’re directing a portion of our Zakat funds towards green initiatives that not only benefit our local community but also embrace the care for our environment – a principle deeply rooted in Islam.

One impactful way we’re leveraging our Zakat is by investing in solar energy projects. By installing solar panels on mosques and local buildings, we’re taking a significant step towards renewable energy. This isn’t merely about reducing electricity bills; it’s about empowering our community to be self-reliant, harnessing the power of the sun, a blessing that Allah bestows upon us daily. It’s about lighting up lives, quite literally, while also preserving our environment for future generations.

Cultivating Growth with Local Organic Farming
But our environmental stewardship doesn’t stop there. Another exciting facet of our Sustainable Zakat Program is supporting local organic farmers. By doing so, we’re not only promoting healthier and more environmentally friendly food options but also contributing to the local economy.

Imagine, for a moment, the joyous face of a farmer when he reaps his bounty, knowing it was cultivated without causing harm to the earth. Picture the vibrant colors of fresh, pesticide-free fruits and vegetables that land on the plates of our community members. It’s a chain reaction of goodness, nourishing bodies with wholesome food, while also fostering a sense of unity and mutual support.

Quenching Thirst with Clean Water Projects
Water, the source of life, is another area where our Sustainable Zakat Program is making waves. It’s heartbreaking to know that many in our global community lack access to clean, safe drinking water. Therefore, we’re channeling our resources towards clean water projects, providing this basic human right to those in need, quenching their physical thirst, and offering them a beacon of hope.

By investing in these projects, we’re not just providing immediate access to clean water; we’re also establishing sustainable systems that will continue to serve these communities in the long run. Every drop of water delivered resonates with the ripple effect of our collective Zakat contributions.

Join Us in Making a Difference
The Sustainable Zakat Program is more than just a charitable initiative. It’s a testament to our faith, our commitment to social justice, and our collective responsibility towards our planet. By combining the timeless principles of Zakat with the modern need for sustainability, we’re not just giving aid; we’re building bridges towards a better, greener future.

So, we invite you to join us in this journey. Let’s transform lives, one sustainable step at a time. Because when we give, we don’t just fulfill a divine obligation; we become agents of change, embodying the true essence of Zakat.

Ibadah / Acts of WorshipReportZakat

Budget for Infants and Orphans Up to 7 Years Old

Infants and orphans up to 7 years old are very sensitive and have more needs than older children. They require constant care, attention, nutrition, health, education and protection. Providing for these needs can be challenging, especially for low-income families or caregivers. That’s why it’s important to have a monthly budget that covers all the expenses for these children.

Basic Necessities
The main priority for any infant or young orphan is providing basic necessities like food, clothing, and shelter. A monthly budget should allocate funds for:

  1. Food: Growing children need nutritious food regularly to support development and growth. The monthly food budget should cover formula, baby food, regular meals and snacks.
  2. Clothing: Young children grow quickly and need new clothing periodically. Funds should cover a range of sizes as children grow, as well as outerwear, sleepwear, undergarments and weather-appropriate clothing.
  3. Shelter: All young children need a safe, stable place to live that provides protection from the elements. This may mean covering rent, utilities and regular maintenance costs for facilities that house orphans.
  4. Health Care and Medication: Children this age require regular checkups, immunizations and treatment for common childhood illnesses. The monthly budget should account for medical, dental and vision care costs. It should also allocate funds for medications, supplements and basic first aid supplies.
  5. Personal Hygiene: Infants and toddlers need supplies like diapers, wipes, baby wash, toothbrushes and toothpaste. Funds should cover the costs of these basic hygiene essentials.

Quality Childcare
Beyond necessities, infants and young orphans need quality childcare to support healthy development and growth. Additional monthly costs may include:

  1. Nutritionist Consultations: An expert can ensure children are on the right track nutritionally to support physical and mental development.
  2. Pediatrician Visits: Beyond checkups, regular visits with a pediatrician can catch developmental delays, infections and other issues early.
  3. Therapy Services: Speech, occupational and physical therapy may help address developmental delays and ensure children reach critical milestones.

Unexpected Expenses
The monthly budget should also include some reserve funds for the unexpected. Young children’s needs often change rapidly and unforeseen costs arise frequently, including:

  1. Hospitalization or Surgery: Illnesses can require overnight hospital stays or outpatient procedures not covered by insurance.
  2. Testing: Doctors may order blood work, imaging scans or genetic testing not covered in a basic exam.
  3. Special Medications or Equipment: Treatments for serious illnesses or developmental issues may have high out-of-pocket costs.
  4. Growth Spurts: Children this age frequently outgrow clothes and footwear, requiring new items outside the regular schedule.
  5. Replacements: Toys, equipment and hygiene products often need replacement due to normal wear and tear.

Infants and young orphans are fully dependent on others for their basic needs and wellbeing. Setting up a comprehensive monthly budget can help ensure essential necessities are met along with supplemental funding for quality care, medical needs and unexpected costs. With a stable, consistent source of funding, these vulnerable children stand the best chance of healthy growth and development. In our Islamic charity, a dedicated monthly budget is considered to help infants and orphans up to 7 years old, so that we can ensure the health and quality of the child’s growth.

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